Home Ownership Plus Education (HOPE) Scheme
HOPE Eligibility Criteria
HOPE applicants should fulfill the following criteria:
- Be married or is a divorced mother with custody of the children.
- Have 1 or 2 children
- Either the husband or wife must be a Singapore citizen, and the spouse must either be a citizen or a permanent resident of Singapore
- Have a monthly household* income of $1500 or below
- Age of the wife is 35** years or below
- Husband is employed.
This scheme will also be extended to widows.
* For families where at least one spouse has post-secondary education, neither spouse should earn more than $1,000 per month each. This also applies to divorced mothers with post-secondary education who must also be employed.
** For families where at least one spouse has post-secondary qualification, the wife must be aged 30 - 35 years old. This also applies to divorced mothers with post-secondary education.
HOPE Benefits
The following types of assistance may be provided:
- Educational bursaries for the children from pre-school up to university-level education. This is on top of what is already provided for under Edusave. The annual bursaries for the various educational levels are as follows:-
- Preschool - $250 per annum (for mothers who do not work) and $2,000 for mothers with children aged 0- 6 if mothers are in full-time work - with effect from 1 Apr 09.
- Primary - $400/- per annum
- Secondary - $800 per annum
- Junior college/ polytechnic/ITE - $1,200 per annum
- University - $2000/- per annum
- Special education - $600 per annum
- A housing grant of $50,000 to help the family pay for the home mortgage. The grant will be disbursed in annual installments into the mother's CPF account;
- A training grant of up to $10,000 per family to enable the parents to attend skills training. This grant will be divided equally between the parents in order to encourage the mother to acquire new skills and enhance her employability;
- A one-off utilities grant of $1,000 to help the family offset utilities bills upon joining the scheme;
- Mentoring and family support from a social service agency to guide and follow-up on the family, and link them to other community resources if required;
- Cash incentives to help the couple with family planning.
# Full-time work is defined as a minimum of 30 hours a work per week, for at least six months in a year.
